## Introducing Lendo Loan Card

Lendo is a trusted online platform for receiving **purchase loans**. Lendo loans are provided **without cheques or guarantors**, and the only requirement is an **electronic promissory note**.

After submitting a loan request online and receiving final approval, your purchase loan will be issued in the form of a **Shaparak-member purchase card** called the **Lendo Loan Card**, issued in your name.

### Types of Loan Cards:

- **White Loan Card:** Purchase from all POS terminals and online stores  

- **Blue Loan Card:** Purchase from Lendo partner merchants  

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## How to Use the Loan Card

After uploading the required documents and completing the credit assessment, your loan card will be delivered to your address. Once the request is finally approved, the card will be charged with the approved loan amount, allowing you to purchase goods and services.

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## Apply for a Loan via the Lendo App

With the Lendo installment shopping app, you can complete the loan application process through the Android app instead of the website. By downloading and installing the Lendo app from Cafe Bazaar, receiving a loan for installment purchases becomes a few simple steps on your smartphone.

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## Benefits of Lendo Bank Loans

- Fully online loan process with no in-person visits  

- No-deposit loans provided only with an electronic promissory note  

- Loan applications available from anywhere in the country  

- Fast loan approval and disbursement  

- Ability to purchase from all POS terminals and online stores with no limitations  

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## Loan Application Steps in the Lendo App

You can complete all stages of receiving a Lendo loan remotely through the app, including:

- Registering for a no-deposit Lendo loan  

- Checking your bank credit score  

- Submitting a loan request with your desired amount  

- Uploading required documents  

- Signing electronically and requesting issuance of an electronic promissory note  

- Signing the contract and receiving the loan  

- Paying and managing monthly installments  

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## Hami Plan – Instant Cash Loan

The Hami plan is Lendo’s newest product, designed to provide liquidity in urgent situations.

This loan is **short-term and interest-free**, with **no requirement for a cheque, guarantor, or promissory note**. The only condition is having a suitable credit score. Loan amounts start from **1 million tomans** and are currently available up to **10 million tomans**. The Hami loan is deposited **directly into the applicant’s bank account**, and its settlement date is at the beginning of the month following loan disbursement.

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## LendoLand Customer Club

LendoLand is Lendo’s customer loyalty club, created to serve loyal users and provide a valuable and enjoyable experience. By completing various activities, you can earn points and enjoy exclusive LendoLand services and rewards, including:

- Receiving the Lendo Loan Card  

- Receiving the Lendo Hami Loan  

- Participating in prize draws  

- Using the spin-the-wheel feature  

- Receiving discount codes from various stores  

- Participating in charitable activities  

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## By Downloading the Lendo Installment Shopping App, You Will Be Informed About:

- Rewards and services of the LendoLand customer club  

- Changes in your credit score  

- Monthly installment due dates  

- Late payment penalties added to the current installment  

- Launch of competitions and periodic discounts  

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📞 **Support Number:** +98 21 9101 2979  

🌐 **Lendo Website:** www.lendo.ir